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Shop Now. Pay Your Way.

We’ve got flexible payment options to help you get what you need now.

Learn more about Affirm Learn more about Katapult

Payment options

Perfect for:

Customers with established credit who want to pay in installments

Type:

Loan (Buy Now, Pay Later)

Decision:

Instant

Payments:

Monthly, with or without interest

Key benefits:
  • Simple financing with no hidden fees
  • Pay over time
  • 0-36% APR* for qualified shoppers
Perfect for:

Customers with little, challenged, or no credit who want flexible payment plans

Type:

Lease-to-Own

Decision:

Instant

Payments:

Flexible lease payments, own it after final payment

Key benefits:
  • No credit or banking info required
  • Up to $5,000 in pre-approval**
  • No late fees, ever
  • Save with 90 Day Early Purchase Option***
  • Award-winning customer service
  • Over 21K five-star Trustpilot reviews

How Katapult Works

1
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Shop and choose Katapult at Checkout

At checkout, select “Katapult” as your payment option.

2
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Get a fast approval decision

Fast and simple application that won’t affect your credit score. You’ll receive an instant decision.

3
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Complete Your Purchase

Once approved, complete your order right away. Pay over time and own it once you complete your lease.

To learn more visit Katapult's FAQs

How it works with

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Easy Checkout

Just Select Affirm as your payment at checkout and enter basic information for a real-time loan decision.

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Safe & Secure

Your information and account details will remain confidential and secure.

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You’re in Control

Pick a loan that fits your budget - choose to pay off your purchase over 2, 6 or 12 months.*

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Instant loan decision

Your loan is complete and we’ll process & ship your order.

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Pay over time

Affirm will remind you of any upcoming payments via SMS or email.

how-it-works-affirm-icon-1

Easy Checkout

Just Select Affirm as your payment at checkout and enter basic information for a real-time loan decision.

how-it-works-affirm-icon-2

Safe & Secure

Your information and account details will remain confidential and secure.

how-it-works-affirm-icon-3

You’re in Control

Pick a loan that fits your budget - choose to pay off your purchase over 2, 6 or 12 months.*

how-it-works-affirm-icon-4

Instant loan decision

Your loan is complete and we’ll process & ship your order.

how-it-works-affirm-icon-5

Pay over time

Affirm will remind you of any upcoming payments via SMS or email.

**This pre-approval is based upon information indicating that you meet certain initial criteria. Pre-approval does not automatically qualify you for a lease and final approval is not guaranteed. Final approval will be based upon the information you provide in your application to Katapult and is subject to final underwriting and approval by Katapult.

*** During the first 90 days, your EPO price will be the leased item’s cash price, plus 5% of cash price, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax. California: During the first 3 months, your EPO price will be the item’s cash price less all lease renewal payments made (excluding any tax or fees paid), plus sales tax. Colorado: During the first 90 days, your EPO price will be the sum of the leased item’s cash price, 5% of cash price, and $45, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.

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